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Plan Type
Highlights
- Up to ₱50,000 Emergency Coverage
- Up to ₱50,000 Accidental Death Benefit
- Pre-existing conditions covered up to ₱25,000 (excluding Cancer, Cholelithiasis, and their related conditions)*
- Single usage per card. You can use multiple cards in a year
- Eligible for ages 15 days old to 65 years old only
- Valid for one (1) year from activation date
- No preliminary checkups and paperwork needed
- Nationwide access to Maxicare-affiliated hospitals, excluding the six (6) major hospitals: Asian Hospital and Medical Center, Cardinal Santos Medical Center, Makati Medical Center, St. Luke’s Medical Center – Bonifacio Global City, St. Luke’s Medical Center – Quezon City, and The Medical City – Ortigas
- 15-day activation period after successful registration
*Subject to a 3-month waiting period.
Benefits
- Emergency Coverage
- Doctor’s services for emergency treatment
- Emergency room fees
- Emergency medicines for immediate relief and treatment (no take-home medication)
- Oxygen, IV fluids, whole blood, and human blood products
- Dressings, casts, sutures
- X-ray, laboratory, and diagnostic exams
- Coverage includes, but is not limited to the following:
- Accidents
- Dengue
- Pneumonia
- Viral Infection
- Pre-existing conditions are covered up to ₱25,000, excluding cancer, cholelithiasis, and their related conditions
How to activate your Maxicare LifesavER
After you purchase from the online shop, you need to activate your e-voucher with a reference number before you can use it (e.g. 2091147124643).
*The membership registration period is up to three (3) months from the date of purchase.
VIA ONLINE:
- Visit the Online Card Registration Page: memberviewpoint.maxicare.com.ph
- Enter the reference number that you’ll receive by email after purchase
- Provide the required personal details and click “Submit”
- Once successfully registered, you will receive an email together with your Maxicare LifesavER electronic card (eCard) within 24 hours
- Your membership will be activated 15 days after successful registration.
List of Exclusions
1. Non-Emergency Services
- Services obtained for non-emergency conditions from Physicians and Providers
2. Hospital and Medical Care Limitations
- Non-medical furnishings, appliances, personal items, food, and toiletries
-
Private or special nurse services
-
Custodial, domiciliary, convalescent, and intermediate care
-
Long-term rehabilitation
3. Mental Health and Developmental Disorders
- Psychiatric care and long-term rehabilitation
-
Developmental disorders (e.g., ADD/ADHD, Autism, Bipolar Disorders)
4. Self-Inflicted Injuries and Risky Behaviors
- Injuries from tattoos, body piercing, attempted suicide
-
Injuries resulting from negligence, drug/alcohol use, crime, law violations
- Injuries from professional sports or hazardous activities
5. Cosmetic and Elective Procedures
- Aesthetic, cosmetic, and reconstructive surgery
-
Weight reduction programs and related procedures
6. Dental and Oral Health
- Dental treatments and oral surgery (except for accidental injury)
7. Reproductive Health
- Maternity care and pregnancy-related conditions
- Fertility/infertility treatments, sterilization, sex transformation
8. Experimental and Alternative Treatments
- Experimental medical procedures
- Alternative medicine (e.g., acupuncture, chirotherapy)
9. Organ Donation
- Expenses for the member as an organ donor
10. Routine and Preventive Care
- Routine physical examinations for employment, school, insurance, travel, etc.
- Vaccines and immunizations (including administration)
11. Medical Equipment and Supplies
- Purchase or lease of medical equipment, prosthetics, and orthotics
- Take-home and out-patient medicines (with some exceptions)
12. Pre-Existing Conditions
- Cancer and its related conditions
- Cholelithiasis and its related conditions
13. Infectious Diseases
- Sexually transmitted diseases, HIV, and AIDS
- Infectious diseases declared as epidemics or pandemics
- Hepatitis B and related screenings/vaccines
14. Specific Treatments and Procedures
- Speech therapy for developmental and congenital diseases
- Intravenous Immunoglobulin (IVIG)
15. External Circumstances
- Treatment for injuries from riots, strikes, civil disturbances, or war
16. Financial Limitations
- Costs exceeding the Annual Benefit Limit (ABL)
- Medico-legal case costs
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Looking for a plan
made just for you?
Prepare for the long term with our comprehensive plans
